Complete SBI bank exam coaching guide for Surat & Vadodara aspirants — exam dates, syllabus, cutoff marks, salary and eligibility for SBI PO, Clerk, and Specialist Officer 2026. Includes free mock tests and 1:1 mentor support. SBI PO 2026 Prelims have concluded; Clerk and SO content is updated as each notification drops.
Each SBI track runs on a different structure. PO and Clerk both use sectional, timed Prelims + Mains; SO varies sharply by post and may skip the written exam entirely.
| Section | Questions | Time Limit | Marks |
|---|---|---|---|
| English Language | 40 | 20 min | 40 |
| Quantitative Aptitude | 30 | 20 min | 30 |
| Reasoning Ability | 30 | 20 min | 30 |
| Total | 100 | 1 hour | 100 |
| Section | Questions | Time Limit | Marks |
|---|---|---|---|
| Reasoning & Computer Aptitude | 40 | 50 min | 60 |
| Data Analysis & Interpretation | 30 | 45 min | 60 |
| General/Economy/Banking Awareness | 60 | 45 min | 60 |
| English Language | 40 | 40 min | 20 |
| Objective Total | 170 | 3 hours | 200 |
| Descriptive Test (Email + Situation Analysis + Report/Precis) | 03 | 30 min | 30 |
| Grand Total | — | 3 hrs 30 min | 230 |
Clerk Prelims and Mains share the same three subjects as PO Prelims, but Mains adds Computer Aptitude and is set at a relatively easier difficulty than PO Mains.
| Section | Questions | Time Limit | Marks |
|---|---|---|---|
| English Language | 30 | 20 min | 30 |
| Numerical Ability | 35 | 20 min | 35 |
| Reasoning Ability | 35 | 20 min | 35 |
| Total | 100 | 60 min | 100 |
| Section | Questions | Time Limit | Marks |
|---|---|---|---|
| General/Financial Awareness | 50 | 35 min | 50 |
| General English | 40 | 35 min | 40 |
| Quantitative Aptitude | 50 | 45 min | 50 |
| Reasoning & Computer Aptitude | 50 | 45 min | 60 |
| Total | 190 | 160 min | 200 |
There is no single SBI SO pattern — it depends entirely on the post. Three broad formats repeat across cycles:
| Format | Typical Posts | Structure |
|---|---|---|
| Online Test + Interview | IT Officer, Risk/Credit Analyst | Professional Knowledge + Reasoning/English/GA, followed by interview |
| Shortlisting + Interview Only | Manager/senior specialist roles, experienced hires | No written test; shortlisted on profile, selected via interview |
| Interview Only (SCO category) | Trade Finance Officer, Specialist Cadre Officer (SCO) | Pure interview-based selection, no written exam at all |
PO and Clerk share the same core subjects at different difficulty levels. SO syllabus is post-specific and centered on professional/domain knowledge.
Prelims uses the same English, Quantitative Aptitude and Reasoning subjects at a lighter, standalone-question level (no sets), since it's purely a qualifying screen:
PO dates below are official. Clerk dates are forecast from past cycles. SO has no fixed calendar — it runs on a rolling basis.
Degree, age, and nationality decide eligibility for PO and Clerk. SO eligibility is post-specific and often requires relevant domain experience. Thinkoraa's SBI coaching mentors in Surat and Vadodara help aspirants verify eligibility and build a personalised prep plan before batch start.
PO runs a four-stage process that ends in an assessment centre; Clerk is a two-stage, marks-only process with no interview at all.
Three tracks, three trajectories — officer-track pay and promotion speed, clerical stability, or specialist-market pay for domain experts.
| Track | Starting Basic Pay | Pay Scale (JMGS-I / equiv.) | Approx. Annual CTC | Promotion Path |
|---|---|---|---|---|
| SBI PO | ₹48,480 | ₹48,480–2000/7–62,480–2340/2–67,160–2680/7–85,920 | ~₹21.97 LPA | Officer cadre — managerial track, faster promotions to Scale II/III |
| SBI Clerk | ₹26,730 | ₹24,050–1340/3–28,070–1650/3–33,020–2000/4–41,020... | ~₹35,000–46,000/mo in-hand | Clerical cadre — can move to officer track via internal promotion exams |
| SBI SO | Post-dependent | Officer Scale I / II / III, per role seniority | Often PO-comparable or higher for senior/contract roles | Specialist cadre — domain-track growth, contract or permanent depending on post |
Sectional + overall cutoffs for SBI PO and Clerk — last 5 years, all categories. SBI PO Prelims has no sectional cutoff; Mains does. Use these to benchmark your preparation target per section.
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| English Language | 40 | No sectional cutoff — only overall matters | ||||
| Quantitative Aptitude | 30 | No sectional cutoff — only overall matters | ||||
| Reasoning Ability | 30 | No sectional cutoff — only overall matters | ||||
| Overall Prelims | 100 | 66.75 | 65.50 | 59.25 | 51.50 | 64.50 |
| Section | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Reasoning & Computer Aptitude | 60 | 18.00 | 15.75 | 12.25 | 9.50 | 17.25 |
| Data Analysis & Interpretation | 60 | 15.50 | 13.25 | 10.00 | 7.75 | 14.75 |
| General/Economy/Banking Awareness | 40 | 12.00 | 10.25 | 7.75 | 6.00 | 11.50 |
| English Language | 40 | 11.50 | 9.75 | 7.50 | 5.75 | 11.00 |
| Descriptive Test (Letter + Essay) | 30 | 10.75 | 9.25 | 7.00 | 5.50 | 10.25 |
| Overall Mains | 230 | 89.50 | 77.25 | 58.00 | 45.75 | 85.75 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 60.75 | 54.25 | 43.00 | 34.25 | 58.00 |
| Section | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Reasoning & Computer Aptitude | 60 | 17.25 | 15.00 | 11.50 | 9.00 | 16.50 |
| Data Analysis & Interpretation | 60 | 14.75 | 12.50 | 9.25 | 7.25 | 14.00 |
| General/Economy/Banking Awareness | 40 | 11.25 | 9.50 | 7.25 | 5.50 | 10.75 |
| English Language | 40 | 10.75 | 9.25 | 7.00 | 5.25 | 10.25 |
| Descriptive Test | 30 | 10.25 | 8.75 | 6.75 | 5.00 | 9.75 |
| Overall Mains | 230 | 86.25 | 73.75 | 55.50 | 43.50 | 82.50 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 58.50 | 52.00 | 41.25 | 32.75 | 56.00 |
| Reasoning & Computer (Mains) | 60 | 16.50 | 14.25 | 10.75 | 8.50 | 15.75 |
| Data Analysis (Mains) | 60 | 13.75 | 11.75 | 8.75 | 6.75 | 13.25 |
| G/E/Banking Awareness (Mains) | 40 | 10.50 | 9.00 | 6.75 | 5.25 | 10.00 |
| English Language (Mains) | 40 | 10.25 | 8.75 | 6.50 | 5.00 | 9.75 |
| Descriptive Test (Mains) | 50 | 14.50 | 12.25 | 9.25 | 7.25 | 13.75 |
| Overall Mains | 250 | 88.00 | 75.50 | 56.75 | 44.75 | 84.25 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 54.75 | 48.50 | 38.25 | 30.00 | 52.25 |
| Reasoning & Computer (Mains) | 60 | 15.75 | 13.50 | 10.25 | 8.00 | 15.00 |
| Data Analysis (Mains) | 60 | 12.75 | 10.75 | 8.00 | 6.25 | 12.25 |
| G/E/Banking Awareness (Mains) | 40 | 9.75 | 8.25 | 6.25 | 4.75 | 9.25 |
| English (Mains) | 40 | 9.50 | 8.00 | 6.00 | 4.50 | 9.00 |
| Descriptive Test (Mains) | 50 | 13.50 | 11.50 | 8.75 | 6.75 | 13.00 |
| Overall Mains | 250 | 83.50 | 71.25 | 53.25 | 41.50 | 79.75 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 51.25 | 45.00 | 35.50 | 27.75 | 48.75 |
| Reasoning & Computer (Mains) | 60 | 14.75 | 12.75 | 9.50 | 7.50 | 14.25 |
| Data Analysis (Mains) | 60 | 11.75 | 9.75 | 7.25 | 5.75 | 11.25 |
| G/E/Banking Awareness (Mains) | 40 | 9.00 | 7.50 | 5.75 | 4.25 | 8.50 |
| English (Mains) | 40 | 8.75 | 7.25 | 5.50 | 4.25 | 8.25 |
| Descriptive Test (Mains) | 50 | 12.75 | 10.75 | 8.25 | 6.25 | 12.25 |
| Overall Mains | 250 | 79.25 | 67.25 | 49.75 | 38.50 | 75.75 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 70.25 | 63.75 | 52.50 | 42.00 | 67.50 |
| Section | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| General/Financial Awareness | 50 | No sectional cutoff — overall merit only | ||||
| General English | 40 | No sectional cutoff — overall merit only | ||||
| Quantitative Aptitude & DI | 50 | No sectional cutoff — overall merit only | ||||
| Reasoning Ability & Comp Aptitude | 50 | No sectional cutoff — overall merit only | ||||
| Overall Mains | 190 | 95.50 | 84.25 | 65.75 | 52.00 | 92.00 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 67.75 | 61.00 | 49.75 | 39.50 | 65.25 |
| Overall Mains | 190 | 92.25 | 81.00 | 62.50 | 49.25 | 88.75 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 65.25 | 58.50 | 47.00 | 37.25 | 62.75 |
| Overall Mains | 190 | 88.75 | 77.50 | 59.25 | 46.50 | 85.25 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 61.50 | 55.00 | 44.25 | 34.75 | 59.00 |
| Overall Mains | 190 | 84.50 | 73.25 | 55.75 | 43.25 | 81.00 |
| Stage | Max | General | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Overall Prelims | 100 | 57.75 | 51.25 | 41.00 | 32.00 | 55.25 |
| Overall Mains | 190 | 80.25 | 69.00 | 52.25 | 40.25 | 76.75 |
Qualitative trends worth noting across recent SBI PO and Clerk cycles — read alongside the cutoff table above, not as a replacement for it.
PO's Mains-plus-GD/Interview structure needs a longer runway than Clerk's simpler two-tier exam — pick the track that matches your starting point and target post.
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